Sunday, June 9, 2013

Where to buy Samsung Galaxy Tab 2 (10.1-Inch, Wi-Fi)

Tuesday, March 5, 2013

Economics for Beginners - Learn the Most Important 5 Tips to Finance Your Online Economics Course

Gone is the time when you might get away with any kind of simple education. The world market is really competitive. You'll be left behind or overtaken if you don't have a great academic background. Online academic plans help you to keep in the competition without taking time off work.

However, economics online school education is still a challenging activity. This is a crucial element and it's capable of determining the failure or success of your academic program. If it's not correctly planned and executed, you'll be wasting your time, effort, and losing your money.

Below are five suggestions on how to finance your education on the web:

Economics for Beginners - Learn the Most Important 5 Tips to Finance Your Online Economics Course

1) Consider less popular scholarships

Nowadays, several different kinds of scholarships are accessible for online students. It's quite simple to finance your online school education through scholarships if you're a single parent, police officer dependent, etc. A little bit of constancy and smart search for this kind of scholarships online can help you find the correct one for you.

2) Secure students loan

Student loans are a good help in case you plan the complete process with precision. These kind of loans are really easy to obtain. The repayment period of time begins only after six months of completing the course. The interest prices are usually much lower compared to other loans. The loan score required for securing student may also be achieved without problems.

3) Bank on grants

Grants are a good way to finance your online training course. Numerous grants can be found now. To make things easier, there are need-based grants. This indicates the lesser cash you've to use, the greater may be the grant amount!

4) Impress your boss

This is perfect for individuals who have proved their mettle in their workplace. If you're able to make your boss known that an extra level is required for you to eliminate your tasks successfully, he/she will be more than satisfied to fund your online training lessons.

5) Discover additional options

These aren't the only ways for you to finance your online school education. Equity credits, credit cards, etc. are a few alternatives. However, ensure that you have examined these kind of options in and out before making use of them to finance your online training course.

Paying for your online training isn't complicated if you take a look at all options. You'll find more methods by talking to friends and family, seniors, and co-workers.

Economics for Beginners - Learn the Most Important 5 Tips to Finance Your Online Economics Course
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If you are planning to take an Economics for beginners course remember these tips or visit http://www.globalfinanceschool.com/.

Monday, February 25, 2013

Why is Education So Important in Today's Society?

Education is very important. It helps us gain knowledge, information and interpret things correctly. Education teaches us how to lead our lives by mingling in the society and turning out to be good citizens. It makes us capable of interpreting rightly the things perceived. Education teaches us right behavior and makes us civilized people. It forms as a support system to excel in life, to continuously learn and build confidence, to reason everything till every question meets its answer. The conversion of information to knowledge is possible because of education and we also gain intelligence. Higher education influences the economic development of a nation as per the economists.

A person is always judged by good manners he/she has. Education is important as it teaches us to differentiate between good and bad manners and choose the right behavior that cultivates good manners. Good manners are important for kids to develop at a very young age. Kids must learn to be polite, learn telephone etiquette, socialize with other kids and develop values. All this can be taught at home as well as school. Teaching your children good manners creates a foundation for them that will follow them through life.

Education is important because it equips us with all that is needed to make our dreams come true. When we opt for higher education or masters, we need to choose the specialization field of our interest and talents. Most leading courses allow you to study all areas for the first year and to choose a specialization in your second year when you have more exposure and knowledge about these fields. The technical and analytical skills can be well explored in the area of one's interest.

Why is Education So Important in Today's Society?

Economic Development and higher education influences the economic development of a nation or a state. Economists hypothesize that the higher education industry is an important part of economic growth and the well being of the nation. The notion that an investment in education and human capital promotes economic growth can be traced to Adam Smith (1776), the Scottish philosopher in his famous study of what constitutes the "wealth of nations", the modern history sourcebook.

Why is Education So Important in Today's Society?
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Saturday, February 16, 2013

How I Passed the CSET....Little Tips and Pointers That Made the Difference Between Pass and Failure

The CSET -- Your Path To A Rewarding Career!

Few careers can provide the levels of responsibility, satisfaction and fulfillment that teaching brings to California educators. Each day, thousands of teachers across California help their students to study, to learn and to reach for their dreams.

Good Teachers Create Great Lives

How I Passed the CSET....Little Tips and Pointers That Made the Difference Between Pass and Failure

Teachers can touch lives in ways that no one else can. Everyone remembers at least one teacher who provided them with encouragement and inspiration, with the help and advice that they needed just when they needed it most.

You are one small step away from becoming such a teacher.

Good Teachers Also Lead Great Lives

But teachers don't just inspire and educate. As a teacher, you'll enjoy respect from your family and friends, and a social status given to few other professionals. You'll have long paid vacations that will enable you to travel the world or pursue your own goals. And you'll have an income that will bring you independence and a career path that can lead you from challenge to success.

All that stands between you and a rewarding career of educating, guiding and inspiring students right now is your CSET test.

Pass The CSET exam, Pass On Your CSET test Knowledge

The CSET exam is a series of single-subject tests intended to prove to the California Commission on Teacher Credentialing that you have the basic CSET test knowledge and ability to teach your subject in a classroom. There is also a CSET Multiple Subject exam which is required for K-8 certification.

With hard work and, no less importantly, the right CSET test preparation, you should find it easy to pass the CSET and start your teaching career.

What You Need To Know About The CSET

Whichever subject you intend to teach, you'll find that passing the CSET test will require you to make use of two sets of skills: recalling the CSET knowledge that you possess about your subject; and answering exam questions quickly and accurately.

Both of these skill sets are vitally important on the CSET.

What is the CSET?

The CSET is a single subject exam, intended to replace the old Single Subject Assessments for Teaching and Praxis II tests. There are three types of test in the CSET:

Single Subject Teaching Credentials are mainly used from grades 7-12 and authorize a teacher to teach one particular subject.

Multiple Subject Teaching Credentials allow teachers to teach a range of different subjects and are generally used in elementary schools for grades K-6.

Education Specialist Instruction Credentials allow teachers to teach students who have a particular disability or special need in grades K-12.

Each exam in the CSET contains a number of subtests and lasts up to five hours. The sub-tests themselves are not timed however, allowing you to spend more time on areas that you find difficult and less time on the parts that you know best.

Time management will be an important element in getting the score you need to pass the CSET exam and become a teacher.

Two Types Of Questions, Two Types Of Challenge

CSET exam questions come in two forms: multiple-choice questions ask you to choose the best answer from a number of options. In these questions, it is important to remember that the best answer isn't necessarily the only correct answer. You may find that two CSET exam answers look correct but one answer will be more correct than the other. (This also means that when two answers look the same, you've got a 50/50 chance of guessing the right one.)

Constructed-response CSET questions ask you to discuss, describe, analyze, explain etc. Often you'll be asked to complete more than one task. Always read the question carefully and make sure that you have completed all the tasks.

CSET Test Taking Tips for Essay Writing

CSET Test Preparation-- How To Cram Fast And Effectively

Whatever your subject, the CSET exam is going to expect you to have memorized vast amounts of information. Some of that CSET information you'll know well because you use it every day. But much of the details that will turn up in the exam will be the sort of knowledge that will normally have you turning to the books to find the answers.

In the CSET, you'll need to be able to recall those facts from your memory. That means being able to cram.

Top Methods To Quickly Complete CSET Test Preparation

At some point, just about everyone finds themselves having to cram for an exam. It might not be the best way to learn, but it's often the only way to pass the test.

There are a number of effective techniques that you can use to fill your head with the information you need to breeze through your CSET exam.

1. Organize Your Priorities

No one excels at everything. There will inevitably be some subjects at which you are stronger and others at which you are weaker. You'll need to make sure that you spend more time memorizing and learning your weaker areas than your stronger ones for the CSET.

Don't worry if it looks like there's a huge difference between the amount of work you have to do and the amount of time you have to do it. The next step will be to chop down the work and preparation required to pass the CSET.

2. Pick And Store for the CSET

Once you've identified those areas that will need the most work, read all the information through once. Highlight the most important points (don't just underline: it's easier to picture a highlighted page than an underlined sentence).

There are a number of different methods that you can then use to store your CSET exam information in your head:

o Break up what you need to learn into bite-sized chunks. There's a limit to how much you can stuff into your short-term memory in one go. Take each piece a little at a time.

o Acrostics help you remember a list in the right order by turning them into strange sentences. My Dear Aunt Sally is the famous way to remember to Multiply and Divide before you Add and Subtract. You can create your own acrostic for any set of facts on the CSET.

o Turn your CSET notes into musical notes. If you can put the words you're trying to memorize to a tune you like, you'll find them much easier to remember. You might not be able to hum in the exam, but you can sing in the shower -- and in the process, keep memorizing for the CSET;

3. Get the CSET Rammed Right In There!
Cramming only puts the information you want in your head for a short time (using what you're memorizing will keep it there for the long term). In order to stop what you've memorized falling out before your CSET exam, you'll need to keep seeing it and going over it right up until you need it on the day.

Acing The CSET

The actual content of your exam will depend on the subject you're thinking of teaching. The official CSET study guides will tell you what you're supposed to know before you walk into the CSET exam room. You should certainly be familiar with the CSET guides that apply to you.

What the CSET study guides won't tell you though is how to ace the CSET when you aren't sure of the answer. That isn't because you can't do it; it's because they don't want you to know how to do it.

Here are 5 Ways To Ace The CSET (Even When You Don't Know The Answer)
1. Do the easy questions first

Use the first few minutes of the exam to zip through the paper. You'll certainly find some of the questions easier than others. Do those straight away. It will make you feel a bit better and give you more time for the tough questions. And if you find yourself getting stuck on a question, make a mark, leave it and move on. Come back to it at the end when you'll have more time, more focus and less panic.

2. Use a process of elimination
This is an absolute must on any multiple choice question. There will always be one or two questions that are outrageously wrong. Knock them out quick and your score doubles.

3. Drop extreme language and numbers
One way to pick the bad answer choices from the good is to look at the wording of the answers. The examiners generally prefer the correct answer to be wishy-washy. Any answer choice that uses words like 'all', 'never' or 'always' are probably wrong. Similarly, on math and science questions, the highest and lowest figures are usually bad choices too. Take them out.

4. Identify similar answers

Another way to hone in on the right answer choices is to pick out any answers that look the same. Usually on the CSET exam, two answers will be extreme, one will look right and one will be right.

The one that looks right has been put there deliberately to confuse you.

The examiners are hoping that as you rush through the exam, you won't notice that there's a better answer right next to it and pick the wrong choice. That's mean, but it actually does you a favor. When two answer choices look similar, one of them is likely to be right.

5. Use previous questions

One of the great things about long exams like the CSET is that the answer to one question can often be found in another part of the test. It's going to be almost impossible for the examiners not to repeat a subject or duplicate a point. If you're scratching your head over a question, move on and keep an eye out for it later. There's a good chance that they'll give the game away in a different question.

Those are just five simple tactics you can use to ace the CSET test. There are dozens of others and you'll need them all to put yourself in the classroom and in front of the blackboard. To learn all the tactics you need, and to make sure that your CSET test preparation is right on track, check out our Study Guide and start your teaching career with top marks.

How I Passed the CSET....Little Tips and Pointers That Made the Difference Between Pass and Failure
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Saturday, February 9, 2013

CPA BEC Exam and the Secrets of Passing Success

The CPA BEC Exam is generally perceived to be the easiest part of the CPA Exam, but is it true? Thousands of CPA candidates were caught off guard and failed the exam every year. This article attempts to uncover the reasons of such failure and suggests ways for candidates to maximize the chance of passing success.

First of all, you may be surprised to discover these facts about the CPA BEC Exam:

BEC has the lowest passing rate among the 4 sections in 2009 The term "CPA BEC" is most searched on the Internet among the related terms for the 4 exam sections. This means that many people have encountered problems or difficulty with BEC and are looking for solutions.

CPA BEC Exam and the Secrets of Passing Success

CPA BEC Exam: An Overview

BEC is a 2-hour examination covering "Business Environmental and Concept", which I interpret as general business related topics that the CPA examiners want you to know.

Major topics covered include the following:

Various forms of business entities Basic economics Common financial models and calculations such as EVA, NPV and IRR Information technology, meaning business information system, its security and applications Managerial and cost accounting Financial options (debt vs equity) and related knowledge such as the loan covenants.

Unlike the other sections (AUD, FAR and REG), BEC does not have simulations and comprises 100% of multiple choice in the form of 3 separate "testlets".

Why People Fail The CPA BEC Exam

1. They Grossly Underestimated The Time And Effort Of Preparation

Many candidates seem to have unexpectedly fail BEC and I believe the primary reason is under-estimation. They might have thought that these relatively "soft" subjects with no simulations can't be dangerous, and made the critical mistake of not spending enough time and/or effort to study.

2. They Got Caught In Detailed Questions

People have gotten nasty surprises from information technology, which represents a significant 25% of the entire exam. The examiners tend to get into the tiny details in this particular topic. Candidates who are not too familiar with IT should be really careful.

3. They Didn't Know The Questions Could Be Very Tricky

Another trap that candidates fall into is managerial / cost accounting. The concepts look easy but people just can't get them right without lots and lots of practice tests. Remember, it is a heavily tested topic representing 22-28% of the exam.

As you can see, IT and cost accounting accounts for 50% of the exam! There is no way you can pass without mastering these two sub-sections.

CPA BEC Exam and the Secrets of Passing Success
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More Study Tactics

I have outlined my tips to overcome BEC in the CPA BEC exam study tactics, where I detail which topics are heavily tested, which subjects the CPA candidates are most scared of, and how we can tackle each sub-section.

As long as you give BEC proper attention and allocate ample time to study, you will have a fair chance to pass the exam on your first (or next) attempt. Good luck!

Stephanie shares the tips and strategy on how to plan, study and pass the CPA exam on her first attempt in this CPA exam preparation site: IPassTheCPAExam.com.

Wednesday, February 6, 2013

The Economy's Greatest Depression Downturn Ever Is Now Just A Few Years Away

What really controls the economy? Forget interest rates, forget deficits, forget the Fed, forget IRAQ, forget which party is in office. In fact, forget just about everything that permeates the news. The greatest force that has controlled the long-term trend of the economy for at least the last century doesn't give a fig about any of these side-shows. And just what is this "greatest force" now telling us in 2005? The same thing that it has been telling us for at least the last twenty years - that the onset of a catastrophic depression, unprecedented in history, has been marching silently and steadily towards us, and that it is now just a few years away.

It has long been suggested (and feared) that the 77 million or so US Baby Boomers will tank the economy big-time as they begin to pull their savings out of Wall Street when they start retiring around 2011. Well, first of all there are not 77 million. There are really over 100 million American Baby Boomers because the birth upswing actually began in the late thirties not the, "traditionally" chosen, erroneous, post war year of 1946. This means that whatever problems they might created just got 30% worse, and true earliest Baby Boomer retirement began around 2001. Secondly, the hard evidence of nearly a century shows that people retiring has never been a force in the overall trend of the economy. Let's get back to basics to see why.

It is a well established economic fact that around 60-70% of the GDP (gross domestic product) is simply consumers spending just about all of their hard-earned income. What many people don't know, or at least don't think about, is that it's more than 90% when national and local government expenditures, first taken in from consumers' incomes as taxes of all kinds, are included. The bottom line is that the consumer is always the greatest force in the economy - and it is overwhelming! It's just a simple, hard economic fact. It is therefore only common-sense that the long-term trend of the economy must be controlled somehow by this absolutely massive consumer spending component. In the short-term (1 to 3 years) many factors, such as war, terrorism, oil and corporate scandal can seriously affect the economy, but they are always side-shows to the much bigger "hidden" picture.

The Economy's Greatest Depression Downturn Ever Is Now Just A Few Years Away

To figure out what is happening in this hidden picture we must look at who we the consumers are with regard to our ability to spend. Obviously, a thousand middle-aged men or women earning and spending ,000 a year are going to have a vastly different effect on the economy (GDP) than a thousand 15 year-old teenagers spending an allowance of 00 a year. According to data published by the US Bureau of Labor Statistics the group with the biggest spending by far is the 45-54 year-olds. This makes total sense of course. They are at their peak earnings with huge matching expenditures to support teenage and college kids, their biggest mortgage, their best cars etc. If five year groupings (45-49 in 1920, progressing for logical reasons to 50-54 by 2000) within the 45 to 54 year-olds in the US population is plotted against the Dow Jones Industrial Average (the economy), adjusted for inflation using the CPI (Consumer Price Index) issued by the US government, a breathtaking, near glove-fit correlation covering the best part of a century is revealed. (See the chart within the referenced website). This isn't conjecture. It's a hard economic fact.

The greatest force in the economy can be indisputably demonstrated to be consumer demographics, and within that the 45 to 54 year-olds demographic is just as clearly all-powerful. Things like interest rates, deficits, who is elected, and inflation are followers or consequences of the economy, not the makers of it. The Fed raises or lowers rates because the economy tells it to. Stock market crashes don't cause recessions or depressions. It is the other way around. The DJIA is simply following the 45 to 54 year-olds demographic down to reflecting the new lower value of stocks as the economy declines. For easy to understand, fundamental reasons the economy has followed the big-spending 45-54 year-olds demographic for nearly a century. History shows that the economy always declines when the number of big-spending 45 to 54 year-olds in the population declines, a full 11 to 20 years before they retire. This happened rapidly in the early 1930s, slowly thank goodness in the 1970s, and will happen again from 2013 to 2025, rapidly, relentlessly and catastrophically. This must not be confused with Baby Boomers retiring. They retire 11-20 years after their peak spending years end. While their retirement independently creates major unprecedented problems with social security and Medicare, the inevitable depression they cause by stopping their big-spending, happens first. If you accept their inevitable, later demographic impact on social security and Medicare, you must, for the same underlying reasons, accept their earlier bigger impact on the economy, even though tragically virtually no one is talking about it - yet.

Picture this: The great American economy is an ocean whose total depth is made up overwhelmingly of the combined spending of all the various age groups. The heaving waves on the surface of this deep ocean are always the big-spending of the 45 to 54 year-olds group. These waves produce the peaks and troughs of the economy - the long-term booms and busts. They can and have both raised and sunk ships. We will soon have to man the lifeboats as the greatest demographic wave in history crashes down with a thunderous roar! Like the great Titanic, there will not be enough time or enough lifeboats onboard, and only very limited rescue available.
The USA has just a few more years left of solid economic growth with an accompanying rise in the DJIA. After that, starting no later than 2012-13, and perhaps as early as 2009-10, an economic decline of terrible proportions begins and lasts until about 2025. Unlike their parents, Baby Boomers everywhere are truly not going to have a pleasant retirement. Starting in 2003-2004, the economy resumed its march upwards right in line with the 45-54 demographic, accompanied by the matching rise in the DJIA. The next several years up until 2012 latest represent the last chance for a very long time to make any money by traditionally investing in stocks. From 2013 to 2025 the big-spending 45 to 54 year-olds that control the trend of the economy will only be there in relentlessly declining numbers. Just how big is this catastrophic depression going to be financially? In the US stock market crash from 1929 to 1932, the value of stocks dropped approximately billion. When expressed in year 2000 dollars and adjusted to match the size of the population now versus then (284M vs 123M), this is a drop of about 2.6 TRILLION dollars. It directly affected the less than five percent of the US population who owned stocks at the time. The population at large was affected by job loss and the ensuing poverty. When the 2013 to 2025 decline of the DJIA is converted with simple arithmetic to the loss in the value of all stocks in the same year 2000 dollars, it is a staggering 18 TRILLION dollars. This is seven times as bad as 1929 to 1932. This is all awful enough, but there is a terrible difference this time. This time the loss directly affects the more than fifty percent of the US that now own stocks either directly, or indirectly in mutual funds, pension plans, IRA or 401K type plans. It will be a financial holocaust. This however will be just the beginning.

In the depths of the depression of the 1930s US unemployment reached 25%. With a depression that is financially about seven times as deep as the 1930s, what will unemployment reach this time? As in the 1930s, home values will also plummet destroying much of homeowners' equity, or all of it for those who buy homes in the years leading up to 2012-13. It is rightly said that when America sneezes the world catches a cold. If in a few short years America contracts pneumonia, what on earth will the world contract? Will what is happening in China change things? In a word, no! Our economy is driven overwhelmingly by consumer spending, no matter what we spend it on, including gasoline. Boomers will continue to unavoidably spend until their big-spending age limit is reached. When that happens the depression begins, regardless of China. China will however feel the impact in terms of the plummet in our imports that will then take place.

This catastrophic depression will happen. Our immutable demographics make it absolutely inevitable. It's nobody's fault. It cannot be fixed or wished away. The federal and state governments cannot prevent it anymore than they could prevent 2000-03. It's just as unstoppable as a tidal wave. We have to accept the reality that it is coming, and plan for it as best we can. Imagine it is 1925 and you know with certainty that the crash of 1929-32 and the depression of the 1930s are coming. What will you do? The precious few years that are left before this coming 2013-2025 depression, that will dwarf the 1930s, must be used to their fullest starting immediately. It still won't be enough time for many, but at least forewarned is forearmed.
© Copyright 2005 Daniel Arnold

The Economy's Greatest Depression Downturn Ever Is Now Just A Few Years Away
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Daniel Arnold is a graduate of the Victoria University of Manchester in the UK with Bachelor and Master degrees. After a seventeen year management and consulting career with The General Electric Company in the US, he started and ran a successful manufacturing company in Santa Clara County (Silicon Valley) California for ten years. After being bought out by a larger company he focused on investment and understanding the economy's long-term trends. This work lead directly to his shocking book The Great Bust Ahead, ISBN 159196153X available only through amazon.com with world-wide shipping. http://www.amazon.com/exec/obidos/ASIN/159196153X The book’s own website with charts can be found at http://www.thegreatbustahead.com

Sunday, February 3, 2013

Ethics In The Workplace

Workplace Ethics is a subject that we have all heard of. In fact, the subject of Ethics in general is something that most people are familiar with. And, what is commonly understood about ethics is there are ethics and then there are workplace ethics. What most people don't realize, however, is that there is no such thing as workplace ethics; ethics are the same, (or, should be) whether in the workplace or in personal life.

WHAT IT'S ABOUT

Ethics are about making choices that may not always feel good or seem like they benefit you but are the "right" choices to make. They are the choices that are examples of "model citizens" and examples of the golden rules. We've all heard the golden rules: Don't hurt, don't steal, don't lie, or one of the most famous: "Do unto others as you would have done to you." These are not just catchy phrases; these are words of wisdom that any productive member of society should strive to live by.

Ethics In The Workplace

In our personal lives, most people try to do exactly that. Ethics are thought of by many people as something that is related to the private side of life and not to the business side. In many businesses, having ethics is frowned upon or thought of as a negative subject. This is because business is usually about doing what's best for number one, not about what's really the right thing to do. You probably are already feeling uneasy just reading this.

A GOOD EXAMPLE

Take ENRON, for example. Were the actions of ENRON's CEO's a good example of ethics? No. But, what they WERE was a CLASSIC example of was two things: One, those actions displayed how ethics were not used in any way. Two, their actions painted a grim and realistic picture of what can happen when ethics are neglected. Had ethics been considered in the first place by the leaders of the company, there would have been no scandal. If ethics were used on a daily basis in every company, there would never be scandals.

Martha Stewart comes to mind when speaking of ethics. Again, there is a feeling of uneasiness when dealing with this topic. But, why is it like that? Ethics are supposed to improve our lives and invoke good feelings. Perhaps the reason ethics is such a sore subject is because they are so often poorly used, if used at all.

A NEW WAY

Ethics are making a comeback. To begin with, more and more corporations and businessmen and woman are now realizing that ethics aren't checked at the door when entering the workplace. Ethics have every bit as much a place in the public as they do the private. How is it there should be separate sets of ethics, depending upon whether it is your personal life or your work life? The answer is that there shouldn't be a separate set and in light of recent events that we see on our television sets as of late, more and more companies are realizing this fact.

Some companies are incorporating ethics into their training. It is s subject that can go hand-in-hand with business and when employees and CEO's alike understand what ethics are about, business can improve. Not only will the community take note of the ethical nature of a business but also so will customers.

Periodic reevaluations are suggested in ethics training as well, since times change many things that some would never consider ethical or non-ethical. For instance, when the first computer hacker to send a work into a university computer system crippled the entire network that the system was a part of, including that of public utilities - simply because he could do it - a question of ethics is hard to pose. Computers were new, at the time. And, no one had ever been able to do such a thing before. With new times comes new technology and new ways of doing things. Ethics will still play a part of it all and refreshing ethics training only re-strengthens what has already been learned, when new ages come about.

In the end, it's all about what a person understands about ethics. Many university curriculums are now heavily applying the teaching of Ethics and for good reason. Young minds will take this information into the workforce and understand that ethics need to be applied there as well as in the private sector. Corporations will be able to avoid embarrassing scandals that are presented all over national news. Small business will be able to keep and attract more clients and customers. Negotiations between businesses could be accomplished with more consideration for the other company in mind, which would only help both.

Above all, a high level of ethics in your business should be in place at least for the customers. If anything, it is the customer that should be considered the most when it comes to ethical business practices. In the long run, a company will reap great profits from a customer base that feels it is being treated fairly and truthfully.

Ethics In The Workplace
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Myron Curry is President and CEO of BusinessTrainingMedia.com a leading provider of workforce and business development training programs designed exclusively for corporate deployment. Myron has over 20 years of successful management experience with leading fortune 500 companies and has written numerous articles about workforce management issues. You can contact Myron at: myron@business-marketing.com or visit his company's website http://www.businesstrainingmedia.com

Tuesday, January 29, 2013

How Currency Exchange Rates Effect Global Business

The entire world's economic system depends upon the exchange rate. For this reason, it is very important you learn how it works. How the currency exchange rates effect global business is like a thermometer, it measures the health of global economics.

First, you must understand by definition what the exchange rate is. It is the value of one nation's currency in comparison to another or to put it another way, if you took one U.S. dollar to Canada, would you be able to buy more than one item at a Dollar Store or not even one item?

The laws of supply and demand dictate how the currency exchange rates effect global business with something called a floating exchange rate. A floating exchange rate means that currency values "float" or fluctuate depending on how much supply is being demanded from that country in comparison to the other country with which it is doing business. It is the global market that dictates which country's dollar is worth the most.

How Currency Exchange Rates Effect Global Business

Governments can play a part in how the currency exchange rates affect global business as well. Many governments will put into place certain actions that will purposely devalue their own dollar. Why would they do this? It seems counterproductive, but actually it isn't. By deflating the value of their own dollar, that country will cause an increase in the demand for their supplies, kind of like when a store puts on a sale and attracts a crowd to their store.

A few years ago, a struggling Brazil did just that, they devalued their currency. As a result they attracted a plethora of foreign investors to their country. Many foreign businesses invested in Brazil's retail market, manufacturing companies, construction, tourism, banking, communication companies and many other industries boosting Brazil's economic system. Today, Brazil is benefiting by this sudden burst in its economy and the quality of life is greatly improving there.

Now you can see how the currency exchange rates effect global business becomes very important to world trade. All of these things have an effect on you. Your investment accounts, your 401K, even your own job are all affected by the global economy. Exchange rates are very important in determining which country, even which businesses globally will have the competitive advantage.

The law of supply and demand state that when prices are low, people buy, when they are high, they do not. The same works for world trade. If Japan can buy the same product for less from Germany than it can from the U.S., Japan will buy from Germany and the U.S. has just lost its competitive advantage.

The next time you consider taking a vacation to a foreign country, think about the exchange rate in a way that is more than just how much vacation will you be able to purchase. Think about whose country has the higher value in their currency, because now you know what it means to you.

How Currency Exchange Rates Effect Global Business
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Friday, January 25, 2013

The Positive Effects of Globalization

Globalization has a relatively new idea that the world has been embracing. The positive effects of globalization are numerous and extremely beneficial for everyone in all countries. It has been the most successful prosperity and anti-poverty movement in modern history.

The Advantages Include...
Forces businesses to compete on a global scale. This allows the market place to really work and gives consumers a better advantage. No long will businesses be able to corner markets because politicians protect them. They'll now to compete with foreign businesses that may or may not be able to do business more efficiently. Countries move to market sectors that they are better at. This simply means that the labor in a country is going to do what it's best at. There is no need for Americans to do manufacturing when someone in China can do it better. Our labor is better served doing something beneficial. The consumer is the real winner. Despite the desire from some politicians to protect workers, there are far more consumers than there are workers, but no one wants to seem to protect them. Consumers should not be forced to buy over priced goods from American buyers when you can get the same quality for less if it is made in China. Now consumers can get the best products for the best prices. Everyone grows more prosperous. Just look at China and India. Before globalization they were very poor countries. The standards of living were extremely bad. Now these people are becoming more prosperous. These countries having mega economic booms. People that could never afford a car are now getting them. Not to mention the fact from the consumers side that are benefiting from saving money which can be used to save or spend on other things.

These are the positive effects of globalization. It is a movement that is pro-free trade, pro-prosperity and anti-poverty. It is helping the developing world raise it's standard of living as well as raising the standard of living in the developed world.

The Positive Effects of Globalization
The Positive Effects of Globalization
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Tuesday, January 22, 2013

Facts on America's Economy

It's no secret that the United States is enduring an economic downturn. It's all over the media every time you turn on the TV.

I believe there there isn't a recession and that the United States is in a state of growth. Believe or not, it's true.

Whenever there's a economic downturn, it always sprouts back up even stronger and a lot more wealth is created turning this time.

Facts on America's Economy

The media has a lot people thinking in fear and scarcity. Which is not good, the media's job is to give out bad news, when have you ever heard something good happen on the news?

It's rare if you do and it gets a 10 second time slot.

For entrepreneurs like you and me, we must think in a state of optimism and abundance, because the future is very bright, believe it or not.

So here are the facts on America's economy.

I may have been preaching early on how good things are but the information is bad news to the normal eye.

But to the problem solver, what we call entrepreneurs these days, I see opportunities and markets for new products.

1- More women will file bankruptcy than graduate college this year in the US.

2- The number 1 resolution this year was to get out of debt - overtaking weight loss for the first time in history.

3- Last year - there were 80 million unpaid credit cards in the US alone with an average balance of 00.

4- Today, two income families have less discretionary income than single income families just a generation ago - now approaching 90 percent.

5- The average American family brings home less than ,000 a year.

6- 79 million Americans plan to start their own business in the next 3-5 years according to Forbes Magazine.

7- Both Donald Trump and Robert Kiyosaki recommend Network Marketing

Now based on those facts how many potential products or services could you come up with to serve this market. The possibilities are endless!

Facts on America's Economy
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Sunday, January 20, 2013

What Does Ron Paul Stand For - This Is What He Believes

Many conservatives know what Mitt Romney stands for, but what does Ron Paul stand for? What does Ron Paul believe? Paul is a different kind of Republican. He often leans more as a libertarian candidate than as a Republican. He does not fit all of the standard GOP positions, but he is strong on issues that matter to most Republicans. He is most well-known for his positions on military and the economy, and many people like what he says. He is the candidate most likely to run as a third party candidate if he doesn't win the GOP nomination. This could be detrimental to the likely Republican nominee if he pulls too much support from the elected Presidential candidate.

So...do you want to know what does Ron Paul stand for? Here we go!

Paul on states' rights
Paul is a strong supporter of states' rights. He believes that the states should be much more powerful than they are today. He believes the individual states should be able to make their own decisions regarding any social matters that are not explicitly directed by the constitution. He thinks the death penalty should be regulated by the states. He also believes the states should make their own decisions about education and marriage too. He even believes states should be able to make their own decisions regarding drug use like medical marijuana.

What Does Ron Paul Stand For - This Is What He Believes

Paul economic policy
If you want to know what does Ron Paul stand for, you first need to know where he stands on economic policies. He has written six books on Austrian school economics. Paul always votes against tax increases. Paul is against raising taxes under any circumstances. He even feels that the country should abolish the state income tax, and he believes this can be done if we scale back the spending in the Federal government to 2000 levels. He gets a lot of support for his positions on the economy.

He believes that the Federal Reserve should be abolished. He does not believe that the country should return to the gold standard, but he is very concerned about inflation, and he is often known as an inflation hawk. He has been warning about the threats of hyperinflation since 1981.

Paul Social Views on Abortion and Gay Marriage
Paul is a pro-life supporter. He spoke at the National Right to Life Committee Convention in 2007. He pushed for legislation that would give states the right to decide if they want to support or oppose abortion laws. He opposes gay marriage, but he believes states should have the right to decide how to rule on the issue.

Paul Foreign Policy Views
Ron Paul's views are significantly different than most Republicans on foreign policy matters. He is a strong supporter of national sovereignty. He opposed the Iraq War Resolution of 2002. He does not believe the United States should be involved with the North American Free Trade Agreement, and he believes we should withdraw membership from the United Nations. He believes strong National sovereignty is more important. He believes that most of our military resources should be used to enforce border security. He did support military action against terrorists involved in the September 11th attacks, but he feels the attacks should have been more limited to targeting specific terrorists as opposed to invading Iraq and Afghanistan.

If someone asks you what does Ron Paul stand for, tell them he stands for responsible economic policies, strict interpretations of the Constitution, strong national sovereignty, and limited military involvement outside the United States. Many people cannot honestly answer what does Ron Paul believe, but he would be an excellent candidate to run against President Obama in 2012.

What Does Ron Paul Stand For - This Is What He Believes
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Learn more about what Ron Paul stands for in 2012!

Discover what all of the candidates believe here!